There is a proposal for introduction of a health insurance scheme for the central government employees and pensioners on pan-India basis, with special focus on pensioners living in non-CGHS areas.
The proposal is to make this scheme voluntary cum contributory for serving employees & pensioners.
However, it is proposed to be made compulsory for the new entrants in Government service.
The salient features of the proposed Health Insurance Scheme are as under;
· Optional for serving Central Government employees and pensioners including future pensioners,
· Compulsory for new recruits,
· Covers all the members of family as per CGHS norms,
· Sum insured – Rs. 5 lakh per year on a family floater basis,
· Compulsory for new recruits,
· Covers all the members of family as per CGHS norms,
· Sum insured – Rs. 5 lakh per year on a family floater basis,






